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RED7Seven serves a diverse client base that includes families, individuals, trusts, and corporate retirement/ pension plans.
Credential Research
Copyright © 2011 RED Seven Wealth Management . All rights reserved
Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SPIC
Advisory services offered through Cambridge Investment Research Advisors, Inc.,a Registered Investment Advisor
RED Seven Wealth Management, and Cambridge are not affiliated
John E. Richardson JR., CPA, CFP®
CERTIFIED FINANCIAL PLANNER™ professional
Professional Credentials & Licenses:
- Certified Public Accountant (CPA)
- CERTIFIED FINANCIAL PLANNER™ Professional
- Series 7, 24, and 66 Securities Licensed
- Life, Health, Disability, and Long Term care insurance license # 0D94478
Education:
B.S in Accounting from Clemson University
Areas of Expertise:
Comprehensive Financial Planning to include:
- Retirement Planning
- Investment Planning
- Income Distribution Planning
- Risk Management Planning
- Life Insurance
- Long Term Care Insurance
- Tax Planning
- Estate Planning
- Defined Contribution Plans for businesses and non-
profit - 17 years of combined experience in public accounting and private industry working with small to medium sized business and their owners.
Background:
I am a native South Carolinian and relocated to San Diego in 2000. I am the son of depression era parents that instilled in me a strong work ethic. I counsel my clients to live below their means, eliminate consumer debt, continually save and invest, diversify their investments and insure those assets they can not afford to lose.
I began my career in public accounting at Price Waterhouse in 1983. After obtaining my CPA, I moved into private industry holding several positions as assistant controller and controller for several large privately owned and publicly traded companies.
In 2000, I began a financial planning practice and moved to San Diego. I chose to utilize my financial background and expertise to also help individuals and families make informed decisions about their finances. I wanted the opportunity to help families and individuals answer pressing questions such as:
- When will I be able to retire?
- How much is enough to retire?
- How much do I need to invest each year to be able to retire?
- How should I invest my money?
- How much can I withdraw each year from my retirement accounts without running out of money?
- What type of insurance coverage do I need in case I get sick or die?
- How can I best save to send my children to college?
- How can I plan my estate so I can give generously to causes I care about and not run out of money before I die?
- How can I do all this and minimize my tax liability?
When I am not working, I enjoy spending time with my wife Holly, family, and friends. I also enjoy riding my bicycle, swimming in the ocean, and various other outdoor activities.
